One-off assistance or regular transfer, the solutions to send money abroad are not lacking. It is also necessary to be able to make a choice regarding the transfer fees and the very variable turnaround times according to the service providers. Overview of the most effective possibilities.
Make a transfer from bank to bank
Going through your own bank is the safest way to make a transfer to an account outside France. However, this solution is only possible if the person abroad holds a bank account in the country in question. A rare condition when one wants to urgently repair a close party on vacation.
In the event that the conditions of sending are respected, the sender only has to pay the transfer fees . This amount depends on the exchange rate, the speed of the shipment and its nature (provision of cash or transfer of account to account). The best way to carry out this operation is to contact your banker.
Transfer time : 3 to 5 days
Apply for a money order
The cheapest solution, the money order also represents the least money transfer. It is possible to send up to € 3,500 in 52 countries from any post office. After filling out a dedicated document, the sender gives the sum to be sent in cash or by credit card. The beneficiary can then recover the money by presenting his identity card at a local postal office in the country in which he is.
For the most urgent transfers, an alternative exists: the express international mandate . Within a maximum of two days, the same amount can be sent to some 30 countries, particularly in the Maghreb and Africa.
Transfer time : 4 to 10 days depending on the country of destination
Opt for a specialized operator
Some organizations have made the transfer of money internationally their core business. Among them: True Cash, InterBank, or the most popular, Cash Tras. The latter operator offers the possibility of sending cash money from more than 3,000 offices located in France or using its online services to instantly transfer a sum by credit card. It is sufficient for the beneficiary to go to an office of the same name to recover the amount transferred.
Depending on the country of destination and the amount of the transfer, the rates of these providers may differ. In general, they are higher than when transferred by money order or bank transfer.